As an organization that focuses on people first, we realize prospective clients have a choice when it comes to selecting a resource for their insurance needs. We are aware that discovering the right solutions can bring them the security of health and wealth that lasts a lifetime.
Here at American Senior Benefits, we do not take that responsibility lightly. It’s why we focus on just a few guiding principles that drive our mission to offer customers the right solutions from the best providers at affordable prices.
Because we are an independent organization that answers only to its customers, we can truly put people first. When you meet an affiliated agent of American Senior Benefits, you’ll engage with a professional with the experience, knowledge and resources to address your specific needs. You should expect nothing less — and that’s what drives us.
Outliving my retirement savings
Dying unexpectedly
Worrying if I have enough health insurance
Draining my nest egg to pay for home health care or nursing home care
Customer contact
Needs analysis
Relationship-driven action steps
No sales required – we discuss options and give you a full understanding of the best protection and price for you.
Fulfill insurance inquiries, as requested.
Ongoing communication (whether client acts on the opportunity or not) such as annual reviews, birthdays.
Covering all retirement needs. We provide our affiliated agents access to all products in this unique marketplace. It is important for any agent representing American Senior Benefits to have at their fingertips solutions from the largest and most respected companies in the industry. In fact, some products are only available through us — such as a scholarship program that helps families defer the rising cost of higher education while simultaneously caring for their own financial needs.
Affordable, effective solutions. American Senior Benefits has an independent status that offers its clients the benefit of options. That makes us different. That makes us better positioned and more capable to solve the unique insurance and financial challenges for our clients. Rather than retrofitting a client into one ready-made solution offered by one company, we can instead offer an extensive portfolio of competitive life, health and annuity products from multiple highly rated carriers.
Options are good. Proven, trusted options are better, and turning to a single source that offers a myriad of affordable and effective solutions that ensures complete satisfaction is best. American Senior Benefits clients are always encouraged to consider both their personal and family needs as they review our comprehensive product portfolio.
ASB's team of over 1,800 affiliated agents are among the best in the business. We attract this level of quality professionals in part due to our hybrid approach - agents enjoy the training and support of a dedicated company with the breadth of products available to independent agents.
Everything we do builds from the “People First” foundation.
More than just words in a motto, it's a credo we live by. At a time when it's hard to distinguish one insurance company from another, American Senior Benefits (ASB) is unique in the industry. ASB is dedicated to making insurance decisions easier, more informed, and highly personalized for our clients.
It starts with a conversation. Whether meeting through a referral, a chance encounter, at an information seminar, our first contact begins an important, trusted relationship. Face-to-face communication allows agents and clients to build enduring partnerships.
It’s a household name only if it works in your house.
That’s why American Senior Benefits selectively partners with highly rated companies that have a demonstrated track record of success within the senior market. Today, we have more than 220 carrier relationships that help us create a best-in-class product portfolio that addresses virtually every customer’s insurance and financial needs.
We provide our affiliated agents access to all products in this unique marketplace.
It is important for any of our agents to have at their fingertips, solutions from the largest and most respected companies in the industry. In fact, some products are only available through us — such as a scholarship program that helps families defer the rising cost of higher education while simultaneously caring for their own financial needs.
We all know Medicare has its limitations. That's why we offer a number of Medicare Supplements and other Medicare solutions, including Part D plans. The plans are standardized but the costs are not and do vary from company to company. We have many carrier partnerships to help ensure our affiliated agents can determine and then present the best solution for a client's needs … and budget.
We are passionate about helping our clients prepare for a comfortable and secure retirement. Because your future is too important to be left to chance, our affiliated agents can help you create a strategy that is manageable, realistic and beneficial in the long run. It is never too late to begin planning for a successful retirement. We can help you get the most from your assets now and in the years ahead.
Our life insurance portfolio is robust and designed to meet a wide range of needs. We offer a selection of Whole Life, Term, Universal Life and Graded Benefits Plans from the industry's most trusted carriers. We help seniors shop smart. And as we believe life insurance is important at any age, we can help our clients protect against the high costs of funeral and burial expenses … and perhaps even leave a caring legacy for those left behind.
Having a steady, safe stream of income that can’t be outlived is a key goal for many seniors. Our extensive selection of fixed and fixed index annuities can help you achieve just that. Annuities are a popular and effective choice to both increase and protect savings, but it’s important you first receive solid guidance before adding an annuity to your specific retirement strategy.
Research shows that more than half of people turning 65 will have the need for long-term care. If you are unaware of the costs associated with extended care options, we can help. We have access to a broad range of solutions to pay costs that Medicare won't cover, and we can provide protection against those future expenses any of us could face. Plus, we now offer new hybrid plans that cover both life insurance and long-term care.
As you age, the need for dental, vision and critical care coverage becomes even more important. As Medicare’s coverage of those needs is limited, we offer a range of solutions that address dental and vision care as well as critical issues such as hospitalization, disability, cancer, stroke and heart attack. We can help you get ahead of the uncomfortable prospect of high medical bills.